After being involved in a car accident, one of the first things you should do is to deal with insurance companies. This might be quite difficult, considering your condition and all the matters involved. In such situations, the advice from experienced car accident lawyers will be of very much help.
Filing a car accident insurance claim after a traffic accident and dealing with adjusters can be complicated. To aid you, here are some tips on what you should and should not do in regards with insurance claims:
* After the accident, contact your insurance company as soon as possible. Your insurance agent should be the first one to contact in case of an injury or accident after you have sought medical assistance, if necessary.
* Thoroughly read and understand your insurance policy to aid you in determining the coverage of your policy so that you can make the necessary claims.
* Get all the possible information about the accident that you can gather. Such details include the names, addresses, and contact numbers of those people who were involved in the incident as well as the witnesses', if there are any. In addition, you should also take some photos of the damages and the injuries that you have sustained.
* Write down notes about the insurance details of other persons who were involved in the car accident.
* Keep a written report of any conversations and dealings with insurance adjusters, officers, and any other individuals who are involved in the claims process.
* Save all the receipts and bills for all the expenses that are related to your insurance claim. These might include bills for all the repair work done on the damaged car and the medical expenses for the treatment of your injuries that resulted from the accident which are covered by the insurance policy.
* Be honest with the insurance investigators as any claim can be denied for fraudulent reasons. Because of this, it is vital to tell the facts.
* Check if there is more than one insurance policy you have that covers for a particular accident or injury. If you do have more than one, review all these policies and you may possibly be able to file insurance claims that are valid.
* Simply state the facts. Do not admit in any way that you are legally responsible for the accident as it is the job of insurance investigators to gather all the necessary facts and evidences to determine who is liable.
* Immediately file your insurance claim as soon as possible. All insurance companies require a particular span of time after the car accident or injury in which you can file your insurance claim. Your claim might not be regarded as valid if you filed it after the time limit has run out.
* If you do not fully understand your insurance claim or policy, do not give anything that is in writing to insurance officers.
These tips might be of much use to you in filing your insurance claims. However, it is still very important to consult with competent car accident lawyers for legal assistance. An expert can enlighten you on your case and will help you with your legal concerns.
If you have difficulty filing an insurance claim, seek legal assistance from our car accident lawyers. Log on to our website and dial our toll-free number to learn more about your rights.
No comments:
Post a Comment